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California Consumer Privacy Act

Your California privacy rights and how to exercise them

Introduction

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights regarding your personal information. This page explains your rights under the CCPA and how to exercise them with Social Security Disablity Insurance.

Your California Privacy Rights

Under the CCPA, California residents have the following rights:

1. Right to Know

You have the right to request that we disclose certain information about our collection and use of your personal information over the past 12 months. Specifically, you may request:

2. Right to Delete

You have the right to request that we delete any personal information about you that we have collected from you, subject to certain exceptions. Once we receive and verify your request, we will delete your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service providers to:

3. Right to Opt-Out of Sale

You have the right to opt-out of the sale of your personal information. While we do not "sell" personal information in the traditional sense, under the CCPA's broad definition, sharing information with our partners could be considered a "sale."

When you submit your information through our website to request insurance quotes, we share that information with insurance companies and service providers who may be interested in providing you with quotes and services. If you wish to opt-out of this sharing, you may do so by contacting us using the information provided below.

4. Right to Non-Discrimination

You have the right not to be discriminated against for exercising any of your CCPA rights. We will not:

Personal Information We Collect

We collect various categories of personal information from California residents, including:

Identifiers: Name, postal address, email address, phone number, Social Security number, driver's license number, and similar identifiers

Personal Information Categories listed in Cal. Civ. Code ยง 1798.80(e): Name, address, telephone number, Social Security number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information

Protected Classification Characteristics: Age, marital status, medical condition, physical or mental disability, sex, and veteran or military status

Commercial Information: Records of insurance products or services purchased, obtained, or considered

Internet or Other Electronic Network Activity: Browsing history, search history, and information regarding your interaction with our website

Geolocation Data: Physical location information

Professional or Employment-Related Information: Current or past job history or performance evaluations

How We Use Personal Information

We use the personal information we collect for the following business purposes:

Sharing Personal Information

We share your personal information with the following categories of third parties:

How to Exercise Your Rights

To exercise your CCPA rights described above, please submit a verifiable consumer request to us by:

Calling us at: 516-404-3258

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

Verification Process

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request.

Response Timing and Format

We will confirm receipt of your request within 10 business days and provide information about how we will process your request, including our verification process.

We will respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.

We will deliver our written response electronically unless you request otherwise. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable.

Authorized Agents

You may designate an authorized agent to make a request under the CCPA on your behalf. When submitting a request through an authorized agent, we may require:

Shine the Light Law

California Civil Code Section ยง 1798.83 permits California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at 516-404-3258.

California Online Privacy Protection Act (CalOPPA)

CalOPPA requires commercial websites and online services to post a privacy policy. Under CalOPPA we agree to:

Changes to This CCPA Notice

We reserve the right to amend this CCPA notice at our discretion and at any time. When we make material changes to this CCPA notice, we will notify you by email or through a notice on our website homepage.

Contact Information

If you have any questions or comments about this CCPA notice, our Privacy Policy, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please contact us at:

Social Security Disablity Insurance
Phone: 516-404-3258

Last Updated: January 2025