📞 516-404-3258

Terms and Conditions

Please read these terms carefully before using our services

Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and Social Security Disablity Insurance regarding your access to and use of the Social Security Disablity Insurance website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or services.

Use of Website

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit their use and enjoyment of the website. Prohibited behavior includes:

Service Description

Social Security Disablity Insurance operates as an insurance marketing service that connects consumers with insurance providers and other service providers. We are not an insurance company and do not sell, underwrite, or provide insurance directly. Our role is to:

Quote Requests and Contact Authorization

When you submit a request for a quote through our website, you authorize Social Security Disablity Insurance and our partner insurance providers, agents, and service providers to contact you regarding your request. This authorization includes contact via:

You acknowledge that providing consent to be contacted is not a condition of purchasing any goods or services, but is necessary for us to process your quote request and connect you with appropriate providers. You may revoke this consent at any time by contacting us at 516-404-3258.

Accuracy of Information

You agree to provide accurate, current, and complete information when using our website and services. You are responsible for updating your information as necessary to maintain its accuracy. Providing false or misleading information may result in denial of service and may constitute fraud.

No Guaranteed Results

We make no guarantees regarding:

All insurance applications are subject to underwriting and approval by the insurance company. Final rates, coverage, and policy terms are determined solely by the insurance provider.

Intellectual Property Rights

The content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Social Security Disablity Insurance or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, display, perform, or create derivative works from any content on this website without express written permission.

User-Generated Content

If you submit any content to our website (such as reviews, comments, or feedback), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Social Security Disablity Insurance. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services.

Limitation of Liability

To the fullest extent permitted by law, Social Security Disablity Insurance, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Disclaimer of Warranties

Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, regarding the operation of our website or the information, content, materials, or products included on our website. To the full extent permissible by law, we disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

Indemnification

You agree to defend, indemnify, and hold harmless Social Security Disablity Insurance and its affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the website.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Social Security Disablity Insurance operates, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in the appropriate jurisdiction.

Dispute Resolution

If you have any dispute with us, you agree to first contact us and attempt to resolve the dispute informally by contacting us at 516-404-3258. If we cannot resolve the dispute informally, you and we each agree to resolve any claim through binding arbitration or in small claims court, instead of in courts of general jurisdiction.

Modifications to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.

Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the website, constitute the entire agreement between you and Social Security Disablity Insurance regarding your use of the website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Social Security Disablity Insurance
Phone: 516-404-3258

Last Updated: January 2025